Keith ­Gumbinger

Keith ­Gumbinger, vice president of New Jersey–based HSH Associates, which publishes consumer loan information. HSH.com

Should You Co-Sign on Your Child’s Mortgage?
Real Estate

Should You Co-Sign on Your Child’s Mortgage?

Keith ­Gumbinger | June 11, 2024

Co-signing on a mortgage might seem like a way to help a family member buy a home in this difficult…

Strategic Money Moves for a Tough 2023
Personal Finances

Strategic Money Moves for a Tough 2023

Neena Mishra, CFA | December 15, 2022

There are tough times ahead, as investors and consumers head into decades-high inflation, fast-­rising interest rates and an economy teetering…

6 Strategies To Help Your Child Buy A Home
Family

6 Strategies To Help Your Child Buy A Home

Keith ­Gumbinger | March 18, 2022

Young adults aren’t just borrowing from banks to buy their first homes—many are asking for help from mom and dad.…

Mortgage Lenders More Generous With Points
Mortgages

Mortgage Lenders More Generous With Points

Keith ­Gumbinger | April 15, 2021

If you're in the market for a “jumbo” mortgage, paying discount points upfront could be a great deal.

Mortgage Loans Harder to Obtain
Mortgages

Mortgage Loans Harder to Obtain

Keith ­Gumbinger | March 4, 2021

Mortgage rates are at record lows, but borrowers are increasingly likely to have mortgage applications denied as lenders fear defaults.

Have Mortgage Rates Dropped Enough for You to Refinance?
Mortgages

Have Mortgage Rates Dropped Enough for You to Refinance?

Keith ­Gumbinger | September 9, 2019

Here’s how to decide whether sunken mortgage rates make it worthwhile to refinance your home loan.