Older Americans have a total of more than $17 trillion of equity in their houses. Transferring that residential real estate to your heirs upon your...
Financial
From expert advice on investments and budgeting to discussions about economic trends and retirement planning, these articles aim to equip readers with the knowledge they need to manage their personal finances, make informed monetary decisions, and otherwise navigate the complexities of the financial world. Whether readying savings for the future or maneuvering day-to-day costs, the insightful advice equips readers to take control of their fiscal picture and achieve economic stability.
All Financial Articles
Don’t Get Ripped Off at the Dentist
Your smile is priceless…but that doesn’t mean you should get stuck with thousands of dollars of surprise bills from your dentist. The National Health Care...
Aging In Place: The Financial Challenge of Growing Old In Your Own Home
Home is where the heart is…and often where it wants to stay. Three-quarters of older American adults hope to remain in their homes for as...
Indexed Universal Life Insurance (IUL): Beware the Downsides
The sales pitch for indexed universal life (IUL) insurance is undeniably compelling. Shoppers are told that IUL policies offer access to stock market profits but...
Self-Directed IRA for Real Estate
IRAs typically own investments like stocks, bonds, exchange-traded funds (ETFs) and mutual funds. But what if you want your IRA to invest in income-producing residential...
What Are Marketable Securities?
When Wall Street investors hunt for attractive investments, they typically focus on a company’s earnings growth. But savvy long-term investors look at another metric that...
What is an Annuity and How Does It Work?
If you’re planning for retirement, you’ve almost certainly come across annuities—they’re available through many 401(k) plans and often are recommended by financial advisors. But what...
Best Dental Insurance for Seniors
If you are approaching retirement age, you may be wondering, does Medicare cover dental? The answer isn’t one you are hoping for—original Medicare does not...
Protect Yourself from Mortgage Fraud
In the past few months, several high-level politicians, including a US Senator, a Federal Reserve governor and the Texas state attorney general, have been accused...
Retirement Planning: Making the Most of the Five Years Before Retirement
If you’re within five years of stopping work, welcome to the Red Zone. “It’s the trickiest and most crucial phase of retirement planning,” says top...
Debt-to-Equity Ratio: What It Means
Investors looking to buy a stock typically focus on a company’s share price, earnings and growth potential. But they often overlook an equally telling metric—how...
Fixed-Rate Mortgage vs. Variable-Rate Mortgage: Pros and Cons
Most mortgages in the US have fixed interest rates—the rate written into the contract remains in effect for the entire length of the loan, potentially...
