How do you know if you have good credit? “The answer depends partly on which credit-scoring model is being used,” says John Ulzheimer, president of...
Credit & Debt
All Credit & Debt Articles
How Does Medical Debt Affect Your Credit Score?
A new Consumer Financial Protection Bureau (CFPB) rule intended to block medical debt from being included on credit reports was struck down by a federal...
Eight Tips to Pay Off Credit Card Debt Fast
If you are wondering how to get out of credit card debt—or how to consolidate credit card debt—you’re not alone. The average credit card user...
Visa vs. Mastercard: What’s the Difference?
When Americans make purchases with plastic, that card usually sports either a Visa or a Mastercard logo. These two payment-processing networks together command more than...
Best Credit Cards Now
What is the best credit card? There isn’t one—no single card is ideal for every cardholder, says Bottom Line Personal expert Ted Rossman of Bankrate.com....
What Happens to Credit Card Debt When You Die?
Consumers are often confused about what happens to their debt when they die, especially their credit card debt. The answer isn’t all that straightforward, so...
How Many Credit Cards Should You Have?
The Internet is full of articles recommending credit cards, but how many of those cards should be in your wallet? The average American has around...
What Is APY?
The financial world is full of acronyms, and many of them are not always fully understood. APY is certainly among them. It is the acronym...
Best Credit Cards That Offer Travel Insurance
What’s the best credit card for travel? People generally pick whichever travel-focused card provides the most frequent-flier miles on the airline they fly or points...
Debt Consolidation
You’ve probably seen the ads—debt-settlement companies promise to help people who are drowning in debt slash the amount they owe. These services can be a...
Best First Credit Card to Build Credit
It’s a fact—you need credit to get credit. But obtaining a first credit card can be a challenge for young adults. Most credit cards aren’t...
What Is a Guarantor? Who Can Be One and What Are the Risks
Steep real estate and car prices have made it especially difficult for many young adults to qualify for mortgages, car loans and even apartment rentals...
