How do you know if you have good credit? “The answer depends partly on which credit-scoring model is being used,” says John Ulzheimer, president of...
Financial
From expert advice on investments and budgeting to discussions about economic trends and retirement planning, these articles aim to equip readers with the knowledge they need to manage their personal finances, make informed monetary decisions, and otherwise navigate the complexities of the financial world. Whether readying savings for the future or maneuvering day-to-day costs, the insightful advice equips readers to take control of their fiscal picture and achieve economic stability.
All Financial Articles
How to Buy a Foreclosed Home Without Costly Mistakes
Recent data from ATTOM shows that United States foreclosure rates were 21% higher in the first half of 2026 than the same time period last year. With...
Per Stirpes vs. Per Capita: Understanding the Key Differences in Estate Distribution
If a beneficiary dies before you do, who receives that person’s inheritance? The answer depends on whether your will or trust uses “per stirpes” or...
Best Medicare Supplement Plans: How to Choose the Right Medigap Coverage
Original Medicare provides insurance coverage for hospital stays and outpatient physician and other medical expenses. Nevertheless, it has copayments and coinsurance and therefore does not...
Medicare Changes in 2027: What’s New and What It Means for You
Medicare premiums, deductibles, and coverage rules are shifting again for 2027. The Centers for Medicare and Medicaid Services (CMS) won’t finalize all its 2027 rates...
Understanding Property Taxes: What Homeowners Need to Know to Save Money and Avoid Surprises
Mortgage rates and insurance aren’t the only factors inflating the cost of homeownership these days—property taxes have been rising rapidly, too. Many homeowners have been opening...
How Much Does an Estate Have to Be Worth to Go to Probate? Understanding Thresholds, Rules, and Exceptions
“Everybody hates probate,” says Ellen Cookman, JD, founder of the estate-planning firm Cookman Law—even most lawyers who collect fees from it. It’s easy to understand...
What Is Dynamic Pricing? How Real-Time Price Adjustments Work…and Why They Matter
Even though you have never heard of dynamic pricing, it probably affects you and your finances almost every day. So it is wise to learn...
If My Spouse Dies, Do I Get Both Their Social Security and Mine?
If your spouse dies, one of the first financial questions you may face is whether you can receive both your own and your spouse’s Social...
Average 401(k) Balance by Age: Are You Saving Enough for Retirement?
Americans hold $13.8 trillion in employer-based defined contribution plans, including $9.9 trillion in 401(k)s as of early 2026—and for most workers, that account will be the...
Medicare Part A: Coverage, Costs, Eligibility and Enrollment
You’re turning 65. It’s a landmark birthday, the one at which you enter “senior citizenship,” by most conventional standards in the United States. And it’s...
How Many Roth IRAs Can You Have? Rules, Benefits and Smart Strategies for Managing Multiple Accounts
Do a little reading about Roth IRA rules and you’re likely to learn about eligibility requirements and contribution limits. But there is one Roth question...
