Your smile is priceless…but that doesn’t mean you should get stuck with thousands of dollars of surprise bills from your dentist. The National Health Care...
Insurance
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Indexed Universal Life Insurance (IUL): Beware the Downsides
The sales pitch for indexed universal life (IUL) insurance is undeniably compelling. Shoppers are told that IUL policies offer access to stock market profits but...
Best Dental Insurance for Seniors
If you are approaching retirement age, you may be wondering, does Medicare cover dental? The answer isn’t one you are hoping for—original Medicare does not...
Is Medicare Free? How Much Each Component Will Cost You in 2026
Most Americans receive a valuable present for their 65th birthday—Medicare eligibility. But some are surprised to learn that this present comes with a price tag....
Medicare Cuts and What They Mean for You
The legislation popularly known as the One Big Beautiful Bill Act that was signed into law this July trims more than $1 trillion from US...
Life Insurance for Seniors
Senior life insurance? People tend to purchase life insurance policies relatively early in adulthood, when they are starting families and taking out mortgages, to cover...
What’s the Best Medigap Plan?
Medigap can seem mystifying. With 10 different Medigap plans and multiple insurers offering each of them, selecting the best of the bunch can appear challenging....
How to Choose a Life Insurance Beneficiary
People purchase life insurance policies to protect their families financially—but will those policies actually benefit the intended individuals? That depends on whether the policyholder makes...
HMO vs. PPO Insurance: What’s the Difference?
When choosing your health insurance coverage each year, you often must decide between two different types—a health maintenance organization (HMO)…or a preferred provider organization (PPO)....
Is Gap Insurance Worth It?
With rising costs everywhere you look, most of us are looking for places to cut expenses. Finance experts are counseling consumers to cancel any unnecessary...
What’s New with Medicare for 2025
The new year means new rates and new rules for the Medicare system. If you’re enrolled in Medicare, you’re likely already aware of some of...
Collision Insurance and Comprehensive Insurance: What Do They Cover?
Is collision coverage for your vehicle worth its cost? The answer often depends on the value of the vehicle, says Bottom Line’s insurance expert Doug...
