Retirement Accounts

Navigating Retirement in the 2020s
Retirement Accounts

Navigating Retirement in the 2020s

For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both…

Annuities in 401(k)s
Retirement Accounts

Annuities in 401(k)s

Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these…

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings
Retirement Accounts

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings

Traditional IRAs allow pre-tax contributions and tax your withdrawals; Roth contributions are with after-tax dollars and withdrawals are tax free. What’s the right type for you?

How to Decide on a Pension Buyout
Retirement Accounts

How to Decide on a Pension Buyout

Lump-sum pension buyout offers are about to become more common, but they could backfire. Here’s what you need to know.

Why a 401(k) Can Be a Good Place for an Annuity
Retirement Accounts

Why a 401(k) Can Be a Good Place for an Annuity

Congress is expected to pass legislation to make annuities more widely available in 401(k)s. That will have several advantages…

Choose Your Self-Employed Retirement Plan—Starting Right Here
The Pay-Less-Tax Man

Choose Your Self-Employed Retirement Plan—Starting Right Here

If you’re self-employed, you need to set up a retirement account yourself to cut taxes and insure your future. Here are different plans to choose from.

Inherited an IRA? What You Need to Know
The Pay-Less-Tax Man

Inherited an IRA? What You Need to Know

IRAs are fraught with tax traps and complicated transfer rules, making the unaware subject to unexpected and potentially high taxes and penalties.

Power Up Your 401(k)
Retirement Accounts

Power Up Your 401(k)

3 Moneymaking Tricks and 3 Traps to Avoid If you are among the 90 million Americans who invest in a…

How to Get Bonus Cash for an IRA Deposit
Retirement Accounts

How to Get Bonus Cash for an IRA Deposit

Fidelity Investments, the giant brokerage firm, has put a new twist on getting cash bonuses for investing in an IRA.…

Power Up Your IRA
Retirement Accounts

Power Up Your IRA

With These Money-Making Investments Although most investors don’t realize it, you can turn your retirement account into something much more…

Dental Implants: Two Breakthrough Treatments
Retirement Accounts

Dental Implants: Two Breakthrough Treatments

For generations, removable dentures were the only option for replacing teeth lost to decay, infection or injury. During more recent…

Leaving a Job? How to Decide If Your 401(k) Should Go, Too
Retirement Accounts

Leaving a Job? How to Decide If Your 401(k) Should Go, Too

Over the course of a career, Americans change jobs more than 10 times, on average, staying in each job just…

How to Find Your Lost Pension Money
Retirement Accounts

How to Find Your Lost Pension Money

It’s not unusual for a worker to lose track of a pension benefit. Perhaps you left an employer long ago…

New Rules for Tax-Free 401(k) Earnings
Retirement Accounts

New Rules for Tax-Free 401(k) Earnings

A little-noticed feature of the fiscal cliff tax deal could benefit many employees who have traditional 401(k) retirement plans. The…

Penalty-Free Ways to Take Early IRA Distributions
Retirement Accounts

Penalty-Free Ways to Take Early IRA Distributions

At age 62, you can begin to collect Social Security checks. However, many early retirees, among other people, need money…