Scammers pretending to represent the Social Security Administration (SSA) are making retirees’ lives a little less secure. Bottom Line Personal asked attorney Steven J.J. Weisman,...
Personal Finances
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Best Charities to Donate To
Not all nonprofits are created equal. Before giving your money to a seemingly worthy cause, it’s worth taking a few minutes to confirm that the...
Best Budget Apps to Keep Your Finances on Track
Managing household finances is seldom fun. Does anyone actually enjoy monitoring every dollar spent? Fortunately, there’s now a slew of budgeting apps that reduce this...
Medical Credit Cards: What You Need to Know
Have you been surprised to find that a medical procedure you need is not covered by health insurance or Medicare? You are not alone. Nearly...
What Does the Executor of a Will Do?
Has a loved one or close friend asked you to be the executor (also known as personal representative in some states) of his/her will? You...
What Is an Escrow Account?
A quick glance at your mortgage statement likely reveals that your monthly payment is divided among principal, interest and escrow. The terms principal and interest...
How to Change Your Spending Habits to Stop Overspending and Start Saving
Many of us worry about becoming better earners, savers and investors, but we rarely pay much attention to how we can improve our spending habits....
Are Interest Rates Going Down?
Yes, interest rates are going down again. After nearly a year-long pause, the Federal Reserve resumed its short-term interest rate–cutting campaign in September 2025, dropping...
Eight Tips to Pay Off Credit Card Debt Fast
If you are wondering how to get out of credit card debt—or how to consolidate credit card debt—you’re not alone. The average credit card user...
529 College Savings Plans: New Tax Law Makes Them Better Than Ever
One of the best ways to save and pay for your child’s or grandchild’s education just got even better. 529 college savings plans are the...
What Is a Trust Fund?
Many people associate trust funds with rich 20-somethings posting photos on a yacht in Italy. But a trust fund can be an excellent estate-planning tool...
Multigenerational Estate Planning
Estate plans are traditionally created by members of a single generation. Mom and Dad hire an attorney to draw up their estate plan, and their...
