Personal Finances

Pros and Cons of Reverse Mortgages
Personal Finances

Pros and Cons of Reverse Mortgages

Wade Pfau, PhD, CFA | September 10, 2024

Reverse mortgages don’t deserve their less-than-savory reputation. These days, reverse mortgages are heavily regulated by the US Department of Housing…

The Latest Email Scams
Fraud

The Latest Email Scams

Steven J.J. Weisman, JD | August 29, 2024

Email scams are becoming tougher than ever to detect. Thanks to artificial intelligence, even scammers who lack strong command of…

The Cash Trap
Personal Finances

The Cash Trap

Robert M. Brinker, CFS | August 28, 2024

After the historic losses bond investors suffered the past two years, it’s no wonder they are content to stash more…

Five Factors Affecting Your Money During These Odd Times
Personal Finances

Five Factors Affecting Your Money During These Odd Times

Bryan M. Kuderna, CFP | August 28, 2024

The world was supposed to return to normal when the pandemic ended, but instead we now are faced with wars…

How to Deal with a Financial Windfall
Personal Finances

How to Deal with a Financial Windfall

Susan K. Bradley, CFP | August 28, 2024

Who hasn’t dreamed about getting a financial windfall? Maybe you hit the lottery…received a large insurance settlement or a lump-sum…

The Right Way to Choose an Annuity
Personal Finances

The Right Way to Choose an Annuity

Robert Carlson | July 30, 2024

Annuity sales have soared to record levels lately as retirees and those nearing retirement are drawn to the guaranteed income…

Put an End to Money Fights with Your Partner
Personal Finances

Put an End to Money Fights with Your Partner

Thomas Faupl, LMFT | July 30, 2024

What do couples argue about more than sex, household chores, time spent together and snoring? Money. Nearly half of US adults…

Aging Alone? Financial Planning for Singles
Personal Finances

Aging Alone? Financial Planning for Singles

Sara Zeff Geber, PhD | July 30, 2024

Most personal finance guidance is directed at couples, but about half of women over age 65—and one of every five…

Wealth Preservation Secrets of America’s Richest Families
Personal Finances

Wealth Preservation Secrets of America’s Richest Families

Michael Isom | July 26, 2024

Two families. Two fortunes. Two very different futures. A century ago, the Vanderbilts and the Rockefellers amassed astounding wealth. Cornelius…

What is a Money Market Account?
Personal Finances

What is a Money Market Account?

Ken Tumin | July 15, 2024

We all know about checking and savings accounts, but you may not be aware of a third type of account.…

Dr. Allen Sinai’s Forecast
 Through Year-End 2024
Personal Finances

Dr. Allen Sinai’s Forecast
 Through Year-End 2024

July 1, 2024

Daunting challenges face the stock market for the rest of 2024—from high interest rates and stubborn inflation to rising geopolitical…

Under-the-Radar Credit Cards
Credit & Debt

Under-the-Radar Credit Cards

Ted Rossman | July 1, 2024

The credit card landscape has been a bit static lately. There are plenty of great cards available…but they’re largely the…

Bottom Line’s 
Experts Say, “Conventional Financial Wisdom Is Wrong!”
Personal Finances

Bottom Line’s 
Experts Say, “Conventional Financial Wisdom Is Wrong!”

Pam Krueger | July 1, 2024

Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US…

How to Prevent Identity Theft
Fraud

How to Prevent Identity Theft

Steven J.J. Weisman, JD | June 28, 2024

Identity fraud is a persistent problem these days. When companies that store your information suffer data breaches, thieves sell your…

Eight Tips to Pay Off Credit Card Debt Fast
Credit & Debt

Eight Tips to Pay Off Credit Card Debt Fast

Ted Rossman | June 21, 2024

If you are wondering how to get out of credit card debt—or how to consolidate credit card debt—you’re not alone.…