Financial Planning

Financial Planning

SECURE Act 2.0 Is Here

Last year’s $1.7 trillion Congressional spending bill included dozens of new provisions that will alter how Americans handle retirement. What…

Financial Planning

Is an Annuity a Bad Idea in Today’s Economy?

Annuities can provide steady, reliable income during retirement, but in today’s high-inflation environment, it may not make sense to annuitize…

Financial Planning

Strategies to Make the Most of Your Cash in 2023

Cash is no longer trash. Yields on bank and credit union deposit accounts soared in 2022, as the Federal Reserve…

Financial Planning

Strategic Money Moves for a Tough 2023

There are tough times ahead, as investors and consumers head into decades-high inflation, fast-­rising interest rates and an economy teetering…

Financial Planning

Learn From the Money Experts’ Mistakes

With a bear market and an economy teetering on recession, any money missteps you make now tend to be amplified.…

Financial Planning

When the Bear Bites Your 529

The bear market has been especially painful for parents of college students or children about to attend college. Their “529”…

Financial Planning

Dealing with Post-Pandemic Financial Upheaval

The pandemic’s daunting psychological challenges are largely behind us. Now it’s time to deal with the financial challenges. These are…

Financial Planning

401(k) Prediction

Too rattled to look at your 401(k) statements in recent months? At the very least, peek at a new feature…

Financial Planning

Analysts Worth Listening To

Wall Street analysts wield enormous influence on investors even though most have only mediocre track records—in fact, more than half…

Financial Planning

Strategies to Simplify Your Money… and Your Life

When we look to improve or alter our financial lives, we instinctively add stuff. The result? An unwieldy mess of…

Financial Planning

What to Do If Your Pension Plan “De-Risks”

If you have a defined-benefit pension from your employer, you could face a common scenario—your company may decide to offload…

Financial Planning

RMDs in Today’s Bear Market

The bear market is a double dose of bad news for many retirees. Not only has the value of their…

Financial Planning

Is the 60-40 Portfolio Dead?

For decades, an allocation of 60% stocks and 40% bonds was a winning strategy that provided strong annual returns with…

Financial Planning

Take Steps to Lower Your Cell-Phone Bill Now

Even if you don’t keep a close eye on your cell-phone bill, you’ve still probably gotten the sinking feeling that…

Financial Planning

Home-Stretch Money Troubles

There is no good time to endure a major financial setback, but in or near retirement is an especially bad…