Mortgages

Mortgage Lenders More Generous With Points
Mortgages

Mortgage Lenders More Generous With Points

Keith ­Gumbinger | April 15, 2021

If you're in the market for a “jumbo” mortgage, paying discount points upfront could be a great deal.

Mortgage Loans Harder to Obtain
Mortgages

Mortgage Loans Harder to Obtain

Keith ­Gumbinger | March 4, 2021

Mortgage rates are at record lows, but borrowers are increasingly likely to have mortgage applications denied as lenders fear defaults.

How to Decide Whether to Pay Off Your Mortgage Despite Low Rates
Mortgages

How to Decide Whether to Pay Off Your Mortgage Despite Low Rates

Allan S. Roth, CFP, CPA | March 4, 2021

Mortgage rates are so low that home loans seem like bargains, but paying off your mortgage early often remains a savvy money move.

How to Get the Best Rates Now on Mortgages and Other Loans: Coronavirus Fallout Pushes Down Borrowing Costs
Mortgages

How to Get the Best Rates Now on Mortgages and Other Loans: Coronavirus Fallout Pushes Down Borrowing Costs

April 21, 2020

Amid the extreme turbulence in financial markets and in people’s everyday lives, the plunge in interest rates that has accompanied the coronavirus pandemic is providing some relief to borrowers.

Have Mortgage Rates Dropped Enough for You to Refinance?
Mortgages

Have Mortgage Rates Dropped Enough for You to Refinance?

Keith ­Gumbinger | September 9, 2019

Here’s how to decide whether sunken mortgage rates make it worthwhile to refinance your home loan.

No-Fee Mortgages May Cost Extra
Mortgages

No-Fee Mortgages May Cost Extra

July 22, 2019

Some mortgage lenders offer $0 origination fees or speedy process, but the loan terms may not be the most attractive.