Allan S. Roth, CFP, CPA

Allan S. Roth, CFP, CPA, president of Wealth Logic, LLC, a financial advisory firm in Colorado Springs. He is author of How a Second Grader Beats Wall Street: Golden Rules Any Investor Can Learn. DareToBeDull.com

Investing

Investing Without Risk?

Some analysts are predicting a “lost decade” for stocks—meaning that by 2033, the market could wind up well below its…

Mortgages

How to Decide Whether to Pay Off Your Mortgage Despite Low Rates

Mortgage rates are so low that home loans seem like bargains, but paying off your mortgage early often remains a savvy money move.

Brokerages

0% Brokerage Commissions Have Limits

Just because major brokerages slashed commissions on trading stocks to zero doesn’t mean you should ignore other fees.

Mutual Funds & ETFs

Are the Cheapest Index Funds the Best?

When choosing an index fund, there are other factors to consider besides the lowest fee.

Mutual Funds & ETFs

Near-Zero Fees on ETFs

Investment firms have been slashing the management fees that they charge investors for some exchange-traded funds (ETFs)—lowering the amounts to…

Financial Planning

My Worst Money Mistake: 6 Financial Experts Fess Up

Even the shrewdest financial experts make huge money mistakes from time to time—mistakes that can be very costly but that…

Investing

How to Earn Much More Interest on Your Cash

Use This Smart New CD Strategy As interest rates have plunged, investments in certificates of deposit (CDs) have dropped by…

Investing

Why Gold Shines Now

A little goes a long way in your portfolio Are you ever tempted to invest in gold but frightened by…

Banking

Better Than Banks: Credit Unions Have Better Rates, Fewer Fees and Are Now Surprisingly Easy to Use

At least 650,000 Americans joined credit unions in a recent four-week period, more than in all of 2010, according to…