Maximum contributions to a Roth IRA are limited, but change on an annual basis. Your contributions can rise too.
Retirement Planning
All Retirement Planning Articles
What are the Maximum Contribution to a 401K
The maximum contribution to a 401K determines how much you can stash away in a year to meet your retirement goals.
Roth IRA vs 401K: What is the Difference?
When it comes to Roth IRA vs 401K you choose and IRA while your employer chooses a 401K. Both have advantages and disadvantages.
When Should You Take Social Security?
You can take social security benefits early, but this leads to reduced payouts. You can also delay collecting social security for larger benefits.
How Much Money Do I Need to Retire?
There is no hard and fast rule to how much money you need to retire. Instead there are rules of thumb based on assumptions about…
How Long Will My Money Last in Retirement?
If your finances run dry in retirement, it won’t be easy. It's critical to have realistic ideas of how long your money will last in…
Stop Sabotaging Your Retirement Plans
Last year, behavioral economist Sarah Newcomb, PhD, explained to Bottom Line Personal readers why smart people routinely make bad financial decisions. The answer: Money mistakes...
Watch Out for These Land Mines
Inheriting an individual retirement account (IRA) from a loved one can be a windfall—but it also can be one of the trickiest assets to deal...
Retirement Calculators
Whether you’re in the dark about your retirement savings or want to double-check your strategy, there are dozens of free online calculators. Here’s how to...
Don’t Get Hit With This Medicare Surcharge
Most higher-earning seniors know they have to pay taxes on their Social Security benefits. But they may not know that they could get hit with...
The Hidden Risks Facing Retirees Today
Are you worried about outliving your retirement savings? Or a long costly stay in a long-term-care facility? Or concerned that steep inflation is eroding your...
Planning to Work Forever?
No one on their deathbed says, “I wish I had worked more”…right? That may have been true in the past, but these days one in...
