Nearly ten percent of marriages are of individuals who are separated in age by a decade or more. While we often hear that age is...
Retirement Planning
All Retirement Planning Articles
When Do RMDs Start? 10 RMD Strategies
If you turned 73 in 2024, the time to take required minimum distributions (RMDs) has arrived. Starting in or shortly after the year in which...
Best and Worst States to Retire
Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according to a recent survey by...
4 Reasons to Take Social Security Benefits Early
If you’re planning for retirement, you’ve probably heard this warning many times—don’t claim your Social Security benefits early. Social Security benefits can be started as...
Maximum Contribution to a Roth IRA
Maximum contributions to a Roth IRA are limited, but change on an annual basis. Your contributions can rise too.
What are the Maximum Contribution to a 401K
The maximum contribution to a 401K determines how much you can stash away in a year to meet your retirement goals.
Roth IRA vs 401K: What is the Difference?
When it comes to Roth IRA vs 401K you choose and IRA while your employer chooses a 401K. Both have advantages and disadvantages.
When Should You Take Social Security?
You can take social security benefits early, but this leads to reduced payouts. You can also delay collecting social security for larger benefits.
How Much Money Do I Need to Retire?
There is no hard and fast rule to how much money you need to retire. Instead there are rules of thumb based on assumptions about…
How Long Will My Money Last in Retirement?
If your finances run dry in retirement, it won’t be easy. It's critical to have realistic ideas of how long your money will last in…
Stop Sabotaging Your Retirement Plans
Last year, behavioral economist Sarah Newcomb, PhD, explained to Bottom Line Personal readers why smart people routinely make bad financial decisions. The answer: Money mistakes...
Watch Out for These Land Mines
Inheriting an individual retirement account (IRA) from a loved one can be a windfall—but it also can be one of the trickiest assets to deal...
