V. Raymond Ferrara, a Certified Financial Planner and Certified Senior Advisor. He is president and CEO of ProVise Management Group, LLC, a financial-planning firm in Clearwater, Florida. Ferrara has served on the board of directors of the Financial Planning Association and the Institute of Certified Financial Planners. www.provise.com.
Your own financial problems might not be your only financial problems in this difficult economy. If your parents or your…
