Philip G. Lubinski, CFP, founder of First Financial Strategies, LLC, in Denver. About 25 years ago, he pioneered the income-for-life model, which has since become popular among financial planners, 3,000 of whom he has trained. www.PLubinski.RetirementTime.com
6-step plan helps your nest egg thrive — even if the market dives You spend much of your life building…
