Pat Dorsey, CFA, chief strategist at The Sanibel Captiva Trust Company, a wealth-management firm with more than $1 billion in assets, Sanibel, Florida. He is former director of equity research at Morningstar, Inc., and author of The Little Book That Builds Wealth and The Five Rules for Successful Stock Investing (both Wiley). SanCapTrustCo.com
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