When an employee changes or loses a job or retires, he/she can opt to roll the money in his former employer’s 401(k) into an IRA...
Robert Carlson
Articles by this author
One Big Beautiful Bill: What’s In It and How Will It Affect You?
The major headline from President Trump’s One Big Beautiful Bill Act passed in July 2025, was what didn’t change. The law, also known as the...
Real Estate Tax Bombs
Many US homeowners saw their net worths surge over the past decade-plus as residential property values rose through the roof. But that financial windfall could...
Best Money Moves for 2025
This is a year of great opportunity…but also one for caution. The economy is reaccelerating…yet investors will need to look past large technology stocks to...
When Do RMDs Start? 10 RMD Strategies
If you turned 73 in 2024, the time to take required minimum distributions (RMDs) has arrived. Starting in or shortly after the year in which...
The Right Way to Choose an Annuity
Annuity sales have soared to record levels lately as retirees and those nearing retirement are drawn to the guaranteed income stream offered by these insurance...
Bottom Line’s Experts Say, “Conventional Financial Wisdom Is Wrong!”
Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US Treasuries are the safest investment...
The Sun Is Setting On Certain Tax Laws
Heads up! Higher taxes are coming, and the clock is ticking if you want to take steps to protect yourself. Many components of the 2017...
What Canaries Can Tell You About theStock Market … and Which Ones Are Most Accurate Now
Nobel Prize–winning economist Paul Samuelson once said, “The stock market has predicted nine out of the last five recessions.” His wry observation was intended to...
Need Emergency Cash? Consider a Margin Loan
Borrowing money is costly now, especially if you need cash for an emergency medical expense or unplanned events such as a tax bill. But there...
Hidden Tax Trap in New RMD Rules
New rules postpone the start of required minimum distributions (RMDs) until age 73—but not withdrawing money from traditional IRAs and 401(k)s until then could create...
Navigating Retirement in the 2020s
For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both stocks and bonds. But retirement...
