Consumers are often confused about what happens to their debt when they die, especially their credit card debt. The answer isn’t all that straightforward, so...
Personal Finances
All Personal Finances Articles
CDs vs. High-Yield Savings Accounts
All the stock market and economic uncertainty this year means that you may want to hold more cash than usual. Fortunately, there are a few...
How Much Cash Should I Have on Hand?
Stashing cash in an emergency fund is a prudent way to avoid having to pull money out of less liquid investments at inopportune times. But...
Protect Your Estate From Your Son- or Daughter-in-Law
Many older Americans have a secret when it comes to estate planning—they intend to leave their life’s savings to their children…just as long as their...
How Many Credit Cards Should You Have?
The Internet is full of articles recommending credit cards, but how many of those cards should be in your wallet? The average American has around...
Overlooked Trusts to Protect and Pass On Your Assets
You may be familiar with trusts as a way to avoid the inconvenience and public exposure of putting your estate through probate after you die....
What Is APY?
The financial world is full of acronyms, and many of them are not always fully understood. APY is certainly among them. It is the acronym...
Why Are Eggs So Expensive?
Egg prices are astronomical right now. It’s no secret that avian influenza, or bird flu, is to blame for those high prices. But just how...
Health Savings Account: How to Use Your HSA to Save for Retirement
A Health Savings Account (HSA) is a powerful financial tool available to many Americans, yet they remain underused and often misunderstood, says HSA expert Roy...
Best Credit Cards That Offer Travel Insurance
What’s the best credit card for travel? People generally pick whichever travel-focused card provides the most frequent-flier miles on the airline they fly or points...
The Rule of 72
Want to double your investment money? Follow the rule of 72. It’s a quick and convenient shortcut to estimate how long an investment you own...
Money Mistakes…and What You Can Learn from Them
Even the most accomplished financial professionals make money mistakes. Warren Buffett’s right-hand man Charlie Munger once said, “There’s nothing that produces wisdom more thoroughly than...
