James J. Holtzman, CFP

James J. Holtzman, CFP, CPA, CEO, president and wealth advisor, Legend Financial Advisors, a fee-only financial advisory with $330 million under management, Pittsburgh. Legend-Financial.com

Articles by this author

Personal Finances

How Much Cash Should I Have on Hand?

James J. Holtzman, CFP | May 12, 2025

Stashing cash in an emergency fund is a prudent way to avoid having to pull money out of less liquid investments at inopportune times. But...