Many workers have two major ways to save for retirement in tax-advantaged accounts—an IRA and a 401(k). “They have very different rules, but both are...
Eric Amzalag, CFP, RICP
Articles by this author
Risk Tolerance: How to Evaluate How Much Investment Risk You Can Handle
How do you decide how much investment risk you are comfortable taking in your portfolio? Many people start by taking an online risk-tolerance questionnaire from...
How to Calculate Marginal Cost
If you’re an investor or business owner, you likely have encountered the term “marginal cost” and wondered what it means. To find out, Bottom Line...
How to Calculate Your Discretionary Income
Discretionary income is an intuitive concept, but it is worth more than a passing thought. Understanding your discretionary income can help you align your thinking...
What Is Equity? And How Does It Work?
The term “equity” is used in different senses throughout the finance world, so you may be wondering, What is equity? Bottom Line Personal asked Eric...
Investment Terms You Should Know
Do you ever feel like Wall Street and the financial media are speaking an alien language? They love to use technical terms to describe what...
Bottom Line’s Experts Say, “Conventional Financial Wisdom Is Wrong!”
Plan to spend less in retirement than when you were working…hold off starting Social Security payments as long as possible…US Treasuries are the safest investment...
