Across the US, 75% of workers have access to employer retirement benefits. 401(k)s are among the most common plans available. Since a 401(k) retirement account...
David Blanchett, PhD, CFP, CFA
Articles by this author
Best Retirement Investments
Investing in retirement is different from investing for retirement. One obvious reason: Time horizons—investors who are still decades from retirement can invest their retirement savings...
Are You Using Target-Date Funds Correctly?
About 85% of 401(k) retirement plans offer target-date funds, according to the Employee Benefit Research Institute and the United States Government Accountability Office. These professionally...
Annuities in 401(k)s
Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these pension-like products, but recent stock...
