Colin Exelby

Colin Exelby, certified financial planner, founder and president of Celestial Wealth Management, Towson, Maryland. He was formerly a financial advisor for Morgan Stanley and created the YouTube financial-education channel See the Forest Through the Trees.

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Retirement Planning

Retirement Planning: Making the Most of the Five Years Before Retirement

Featured Expert: Colin Exelby | January 9, 2026

If you’re within five years of stopping work, welcome to the Red Zone. “It’s the trickiest and most crucial phase of retirement planning,” says top...

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