Most people understand the importance of writing a will. If you die without one, your state’s “intestacy” laws determine who inherits your assets and in...
Financial
From expert advice on investments and budgeting to discussions about economic trends and retirement planning, these articles aim to equip readers with the knowledge they need to manage their personal finances, make informed monetary decisions, and otherwise navigate the complexities of the financial world. Whether readying savings for the future or maneuvering day-to-day costs, the insightful advice equips readers to take control of their fiscal picture and achieve economic stability.
All Financial Articles
Protecting Elderly Parents from Financial Scams
Here’s a frightening scenario—your elderly mother has been sending money to a new “friend” she met on the Internet. You confront Mom and deliver a...
US Treasury Bill ETFs
Many small investors are holding larger-than-normal amounts of cash now as a buffer against a volatile stock market that is near all-time highs and loads...
Life Insurance for Seniors
Senior life insurance? People tend to purchase life insurance policies relatively early in adulthood, when they are starting families and taking out mortgages, to cover...
What Is FAFSA? How to Apply for Financial Aid
If you have a child approaching college age, you’ve probably heard about “FAFSA,” an important step in securing financial aid. But exactly what is FAFSA?...
How Do I Know If I Have 40 Credits for Social Security?
Social Security credits are accumulated by earning income and paying payroll taxes on that income. But if you fail to accumulate at least 40 Social...
What a Landlord Can—and Cannot—Do
If you’re a renter, you may wonder what the law allows or forbids your landlord to do. Questions you may have: Can I call the...
What Does Head of Household Mean on Taxes?
“Head of household” is a tax filing status for single taxpayers who have dependents. But as so often is the case with tax matters, it’s...
Long-Term Treasury Yields and the Stock Market
If you want to understand where the stock market is headed and what to do about it, watch the bond market. In particular, keep your...
What Is Backup Withholding?
If your broker sent you a dividend or interest check, but the amount you received is 24% lower than expected, then “backup withholding” likely is...
Deciphering Wall Street Jargon
Smart beta…black swans…private equity. If you follow financial media, you have probably encountered colorful adages that money managers and analysts use to discuss the stock...
Special-Needs Trust: Taking Care of Family Members with Special Needs
If you have a child or family member with a disability, receiving public benefits from the federal and/or state government can be crucial. These programs...
