John ­Ulzheimer

John ­Ulzheimer, president of The Ulzheimer Group, an Atlanta-based firm offering credit-related consulting services. He previously worked for Fair Isaac, which created the FICO credit-scoring system.

Personal Safety

These Companies Are Watching You

The “Big 3” credit bureaus—Equifax, Experian and TransUnion—aren’t the only consumer-­reporting agencies keeping track of you. There are dozens of…

Credit Report Score

How to Maintain Your Credit Score in Retirement

Even in retirement, a low credit score can hurt you. Here’s how to bolster your score when you’re no longer working.