Doug Mishkin, partner, Simplicity Red Bank, based in Red Bank, New Jersey, which provides insurance, estate and wealth-transfer solutions to financial advisors and institutions. He is past chairman of the National Association of Independent Life Brokerage Agencies and former director of the Life and Health Insurance Foundation for Education, a nonprofit that helps consumers make smart insurance decisions. Algren.com
Senior life insurance? People tend to purchase life insurance policies relatively early in adulthood, when they are starting families and taking out mortgages, to cover...