David Blanchett, PhD, CFP, CFA

David Blanchett, PhD, CFP, CFA, managing director and head of retirement research for PGIM DC Solutions, Newark, New Jersey. PGIM.com/dc-solutions

 

Annuities in 401(k)s
Retirement Accounts

Annuities in 401(k)s

Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these…

Ways to Estimate Life Expectancy
Personal Finances

Ways to Estimate Life Expectancy

Instead of focusing on how long your parents lived, or using the Social Security calculator, here are better ways to estimate your life expectancy.

For Retirement Withdrawals, 3% is The New 4%
Retirement Planning

For Retirement Withdrawals, 3% is The New 4%

Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.