The big question: Once you retire, how do you begin drawing down your nest egg so that your money lasts for the rest of your...
Retirement Planning
All Retirement Planning Articles
IRA Contributions After 72
As long as you continue to work—regardless of your age—you can continue to contribute to an IRA even though you must start taking required minimum...
3 Ways Your IRA Can Get Taxed…Even a Roth!
The upside of traditional IRAs is that income taxes aren’t due until money is withdrawn…and with Roth IRAs, investment profits are not taxed at all....
Navigating Retirement in the 2020s
For the past four decades, retirees have enjoyed low prices on goods and services and long bull markets in both stocks and bonds. But retirement...
The Social Security Lump-Sum Option Has a Big Gotcha
If you claim Social Security benefits after you reach full retirement age, you’ll be offered an up-front payout equal to as much as six months...
Protect Your Retirement
The 60/40 portfolio has always been considered a safe, conservative strategy for retirees seeking stability, not big returns. But that strategy sank like a stone...
Annuities in 401(k)s
Millions of Americans soon may have access to annuities in their 401(k)s. Currently, only 13% of retirement plans offer these pension-like products, but recent stock...
Protect Your Retirement Savings from Lawsuits
There is a widely held belief that creditors and lawsuits can’t touch retirement accounts—but that is not always true. Reality: Whether retirement accounts are safe...
To Rent or Buy in Retirement?
Whether you are considering buying a home for your retirement or renting one, you have pros and cons to weigh on both sides… Upgrades and...
Prepare Your Business for Your Retirement
Entrepreneurs and business owners often face a difficult truth as their retirement age approaches—their businesses may not be able to function without them. If problems...
5 Often-Overlooked Veterans’ Benefits
Military veterans who served even decades ago might not be aware of all the benefits available to them today. Some older vets haven’t heard about...
Retirement Surprises
You wouldn’t think that experts who spent their careers helping others plan their retirements could be surprised when it comes to their own retirements—but they...
