Prospects for Americans’ retirement have gotten brighter of late. Less than 40% of working-age American households are at risk of being unable to maintain their...
Retirement Planning
All Retirement Planning Articles
Are You Using Target-Date Funds Correctly?
About 85% of 401(k) retirement plans offer target-date funds, according to the Employee Benefit Research Institute and the United States Government Accountability Office. These professionally...
Retirement Planning When Your Spouse Is Much Older or Younger Than You
Nearly ten percent of marriages are of individuals who are separated in age by a decade or more. While we often hear that age is...
When Do RMDs Start? 10 RMD Strategies
If you turned 73 in 2024, the time to take required minimum distributions (RMDs) has arrived. Starting in or shortly after the year in which...
Best and Worst States to Retire
Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according to a recent survey by...
4 Reasons to Take Social Security Benefits Early
If you’re planning for retirement, you’ve probably heard this warning many times—don’t claim your Social Security benefits early. Social Security benefits can be started as...
How To Do a Backdoor Roth IRA
A so-called “Backdoor Roth” is a technique for retirement savers to get the benefits of a Roth IRA even if their income exceeds limits that...
Maximum Contribution to a Roth IRA
Maximum contributions to a Roth IRA are limited, but change on an annual basis. Your contributions can rise too.
What are the Maximum Contribution to a 401K
The maximum contribution to a 401K determines how much you can stash away in a year to meet your retirement goals.
Roth IRA vs 401K: What is the Difference?
When it comes to Roth IRA vs 401K you choose and IRA while your employer chooses a 401K. Both have advantages and disadvantages.
When Should You Take Social Security?
You can take social security benefits early, but this leads to reduced payouts. You can also delay collecting social security for larger benefits.
How Much Money Do I Need to Retire?
There is no hard and fast rule to how much money you need to retire. Instead there are rules of thumb based on assumptions about…
