One of the biggest challenges in retirement planning is deciding on how much you need to save to last the…
Withdrawing money from your 401(k) before age 59½ can leave you with a big bill for penalties and taxes if…
The Social Security Administration stopped mailing out benefits estimates back in 2011, leaving many of us unclear about how large…
People who are looking for information on how to retire early often perk up when they hear about the “Rule…
The COLA that matters most to retirees isn’t Coca-Cola. It is the Cost-of-Living Adjustment (COLA) that the Social Security system…
Either a solo 401(k) or a SEP IRA can be a compelling retirement-savings vehicle for self-employed people and small business…
Retirement no longer means what it meant to our parents. According to T. Rowe Price, about 20% of retirees are…
Prospects for Americans' retirement have gotten brighter of late. Less than 40% of working-age American households are at risk of…
About 85% of 401(k) retirement plans offer target-date funds, according to the Employee Benefit Research Institute and the United States…
Nearly ten percent of marriages are of individuals who are separated in age by a decade or more. While we…
If you turned 73 in 2024, the time to take required minimum distributions (RMDs) has arrived. Starting in or shortly…
Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according…
If you’re planning for retirement, you’ve probably heard this warning many times—don’t claim your Social Security benefits early. Social Security…
A so-called “Backdoor Roth” is a technique for retirement savers to get the benefits of a Roth IRA even if…
Maximum contributions to a Roth IRA are limited, but change on an annual basis. Your contributions can rise too.
