Nearly two of every three Americans are more worried about outliving their retirement savings than they are about dying, according…
If you’re planning for retirement, you’ve probably heard this warning many times—don’t claim your Social Security benefits early. Social Security…
A so-called “Backdoor Roth” is a technique for retirement savers to get the benefits of a Roth IRA even if…
Maximum contributions to a Roth IRA are limited, but change on an annual basis. Your contributions can rise too.
The maximum contribution to a 401K determines how much you can stash away in a year to meet your retirement goals.
When it comes to Roth IRA vs 401K you choose and IRA while your employer chooses a 401K. Both have advantages and disadvantages.
You can take social security benefits early, but this leads to reduced payouts. You can also delay collecting social security for larger benefits.
There is no hard and fast rule to how much money you need to retire. Instead there are rules of thumb based on assumptions about cost of living.
If your finances run dry in retirement, it won’t be easy. It's critical to have realistic ideas of how long your money will last in retirement.
Last year, behavioral economist Sarah Newcomb, PhD, explained to Bottom Line Personal readers why smart people routinely make bad financial…
Inheriting an individual retirement account (IRA) from a loved one can be a windfall—but it also can be one of…
Whether you’re in the dark about your retirement savings or want to double-check your strategy, there are dozens of free…
Most higher-earning seniors know they have to pay taxes on their Social Security benefits. But they may not know that…
Are you worried about outliving your retirement savings? Or a long costly stay in a long-term-care facility? Or concerned that…
No one on their deathbed says, “I wish I had worked more”…right? That may have been true in the past,…
