Retirement Planning

How to Avoid 5 Social Security Surprises That Could Cost You Big
Retirement Planning

How to Avoid 5 Social Security Surprises That Could Cost You Big

Beware these hidden traps among the Social Security rules. They could cost you big, but here’s how to keep that from happening.

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings
Retirement Accounts

Traditional IRA vs. Roth IRA: Which Is Better for Retirement Savings

Traditional IRAs allow pre-tax contributions and tax your withdrawals; Roth contributions are with after-tax dollars and withdrawals are tax free. What’s the right type for you?

For Retirement Withdrawals, 3% is The New 4%
Retirement Planning

For Retirement Withdrawals, 3% is The New 4%

Low interest rates mean you have to cut back on your withdrawals to avoid running out of money before you die.

Great Time for a Roth Conversion, But Ask Yourself 3 Questions First
Retirement Planning

Great Time for a Roth Conversion, But Ask Yourself 3 Questions First

The stock market crash may have put you in position to take advantage of a Roth conversion. Here’s how to know.

Secrets to Lowering Your Taxes in Retirement
Retirement Planning

Secrets to Lowering Your Taxes in Retirement

Here are several strategies—including those that go against conventional wisdom—that will help you dramatically reduce taxes you owe the government in retirement.

How to Protect Inherited Retirement Accounts Under New Federal Law
Retirement Planning

How to Protect Inherited Retirement Accounts Under New Federal Law

Although the new federal law called the Secure Act provides many advantages for people with retirement accounts

401(k) vs. IRA Early Withdrawal Mistakes
Retirement Planning

401(k) vs. IRA Early Withdrawal Mistakes

In a financial crunch? Consider an early withdrawal from your retirement account but beware of these mistakes.

Do You Need to Catch Up on Retirement Savings?
Retirement Planning

Do You Need to Catch Up on Retirement Savings?

A recent survey shows which age groups are in the worst shape for retirement and what they can do about it.

The Big Social Security Mistake Most People Make
Retirement Planning

The Big Social Security Mistake Most People Make

Very few people pick the right age to start collecting Social Security, sacrificing many thousands of dollars, according to a new study.

Don’t Make a Costly Mistake with Your Retirement Savings When Changing Jobs
Retirement Planning

Don’t Make a Costly Mistake with Your Retirement Savings When Changing Jobs

If you’re switching jobs, here’s how to make sure you’re making the right moves with your retirement savings.

New Rules for Retirement and Education Savings Plans
Retirement Planning

New Rules for Retirement and Education Savings Plans

Vital reading for people with 401(k)s, IRAs, 529 plans to understand how proposed new federal legislation would affect people with 401(k)s, IRAs and 529 plans.

Are You Putting Your Retirement at Risk by Helping Your Kids?
Retirement Planning

Are You Putting Your Retirement at Risk by Helping Your Kids?

Knowing when to cut financial ties with your adult children can be a difficult decision. Here’s what a new study says.

The All-Dividend Portfolio
Retirement Planning

The All-Dividend Portfolio

This strategy does a great job of providing retirement income in today’s low-rate, high-risk investment environment.

A Retirement Crisis of Confidence
Retirement Planning

A Retirement Crisis of Confidence

Not many people seem confident in their retirement plans, but there are some companies that are making investors happy. Here’s what you need to know.

How to Decide on a Pension Buyout
Retirement Accounts

How to Decide on a Pension Buyout

Lump-sum pension buyout offers are about to become more common, but they could backfire. Here’s what you need to know.