Health Insurance

Health Insurance

Your Medicare Premiums Might Be Higher than They Should Be

If you are paying Medicare more than this amount, you might be able to lower your premium.

Health Insurance

Tricky Rules About When Medicare Covers You Lead to Costly Mistakes

It’s often very difficult to understand what’s covered and what’s not with Medicare. Here are some common mistakes to avoid.

Health Insurance

Preauthorization Traps: Don’t Get Stuck with Unexpected Medical Bills

Don’t assume that every test or procedure your doctor orders will be covered by your health insurance plan. Here’s when you need preauthorization…

Health Insurance

How to Be Heard in the Health Care Debate

Health care is vital for everyone, so it’s important to voice your concerns during this political season. Here are the best ways to be heard…

Health Insurance

Health Insurance “IRAs” to Debut

Employers are about to get a new option to reimburse employees for health insurance premiums and other health-care expenses.

Health Insurance

Lyme or Chronic Fatigue? Get Your Insurer to Pay Up

When you doctor says you have a health problem that your health or disability insurer insists isn’t “real,” it’s time to fight back. How to win…

Health Insurance

Medicare Advantage or Original Medicare? How to Choose

If you need help navigating the alphabet soup of traditional Medicare (plus Medigap) and Medicare Advantage, here’s how.

Health Insurance

The Best Health-Care Insurers

The best health-care insurers in a nationwide survey stand out for value, customer service and more.

Health Insurance

The Best Medicare Advantage Plan

Members of Medicare Advantage plans share their insights to help you choose the best options.

Health Insurance

How to Choose a Private Health Insurance Plan

The best health-care insurers in a nationwide survey stand out for value, customer service and more.

Health Insurance

What Does Your Health Insurance Really Cover? Smart Ways to Find Out

Health insurance is a crucial safety net. But many people don’t really know what medical expenses are covered. Here’s why you need to find out…

Health Insurance

There’s Now More Time for Medicare Advantage Holders to Switch

Medicare Advantage holders get more time this year to switch to a different Medicare Advantage plan or to original Medicare.

Health Insurance

Don’t Let “Step Therapy” Prevent You from Getting the Medication You Need

We count on health insurance to help pay for our prescription drugs. But the new “step therapy” program can create obstacles. How to fight back…

Health Insurance

Fight Your Medical Bills—and Win!

If you’ve been hit with a huge medical bill, don’t give up. Here’s how four groups of people fought health insurance denials and won.

Health Insurance

As Mid-Term Elections Approach, Here’s What You Need to Know About Single-Payer Health Care

In this edition of the Bottom Line Advocator, Dr. Robert Graboyes breaks down the cost implications of the health-care system and the considerations of a single-payer option with B...