Life Insurance

Life Insurance

The Pandemic is Pushing Up Life Insurance Premiums

A plunge in interest rates has caused life insurance companies to stop issuing certain policies and take several other steps that could hurt consumers.

Life Insurance

Indexed Universal Life Policies Are Not as Appealing as They Seem

Indexed Universal Life Insurance policies promise more than they can deliver.

Life Insurance

Life Insurers Could Misread Your Medical Records

If a life insurance company mistakenly believes you have a health issue that could reduce your life expectancy, it might push up your premiums by 30%.

Life Insurance

Collect on a Lost Life Insurance Policy

Every year, hundreds of millions of dollars in life insurance proceeds go unclaimed because the beneficiaries simply don’t know that…

Life Insurance

Questions to Ask When Buying Life Insurance

Life insurance can be a powerful tool for protecting your family’s financial future, but it’s crucial to understand the details…

Life Insurance

Extend Your Term-Life Insurance

Term-life insurance remains in effect for only the specified “term” of the policy, typically 10, 20 or 30 years. But…

Life Insurance

Your Life Insurance May Be Terminated

Tens of thousands of universal life insurance policyholders are in danger of having their policies terminated early. AXA, Trans-america and…

Life Insurance

You Don’t Have to Die to Get These Life Insurance Benefits

Vast amounts of life insurance benefits are left on the table each year by policyholders. Many policyholders allow their life…

Life Insurance

How Much Life Insurance Do I Need?

Congratulations! You are thinking about life insurance. It can be kind of creepy to think about, and it can be…

Life Insurance

Profit from Selling Your Life Insurance

Do you have a life insurance policy that you no longer need? Do you have a parent with an old…

Life Insurance

Your Life Insurance Coverage May Be at Risk

How to protect yourself... Many insurance companies are in trouble — hurt by higher-than-expected claims and soured investments. Even if the…

Life Insurance

Need Cash? How to Borrow from Your Life Insurance Policy

Many types of loans are difficult to obtain in these credit-crunch times. However, you might get needed cash by borrowing…

Life Insurance

Life Insurance Warning—Your Paid-Up Policy May Not Be Paid Up After All

Today’s low interest rates mean that many people who think they have fully paid-up whole and universal life insurance policies…

Life Insurance

You Probably Have the Wrong Amount of Life Insurance

Do this 20-minute tune-up and find out… When was the last time you gave your life insurance a tune-up? Even…