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Your Credit Score Could Change Under New FICO System
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Your Credit Score Could Change Under New FICO System

June 30, 2020

FICO is changing the way it reviews your credit habits, which could mean a lower—or higher—credit-risk score than before.

How to Maintain Your Credit Score in Retirement
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How to Maintain Your Credit Score in Retirement

John ­Ulzheimer | November 18, 2019

Even in retirement, a low credit score can hurt you. Here’s how to bolster your score when you’re no longer working.

There’s a New Credit Scoring System—It Could Help or Hurt You
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There’s a New Credit Scoring System—It Could Help or Hurt You

December 10, 2018

The new UltraFICO system could boost your credit score enough for you to obtain a loan or credit card, but there are important drawbacks.

Where You Buy a House Affects Your Credit Score
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Where You Buy a House Affects Your Credit Score

November 14, 2018

According to a study of 50 cities, where you buy a house has a big effect on how much your credit score suffers when you take out a mortgage.

This is What You Can Learn About Credit Scores from Older People
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This is What You Can Learn About Credit Scores from Older People

October 24, 2018

The magic number that represents a borrower's risk to lenders tends to grow as the borrower gets older. But you can improve your score at any age.

5 Common Mistakes That Can Sink Your Credit Score
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5 Common Mistakes That Can Sink Your Credit Score

September 13, 2017

According to the title of a book by credit expert John Ulzheimer, you're nothing but a number. Whether you are…

Credit Bureaus Are Erasing Negative Info
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Credit Bureaus Are Erasing Negative Info

Matt Schulz | May 8, 2017

Credit scores for millions of people will get a boost this year as tax liens and most civil judgments are…

Avoid Big Credit-Repair Mistakes
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Avoid Big Credit-Repair Mistakes

April 21, 2017

Having out-of-date or inaccurate information removed from your credit report could boost your credit score, making it less expensive for…

Rejected Despite Great Credit?
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Rejected Despite Great Credit?

March 6, 2017

People who have excellent credit scores—750 or above—might assume that they can land any credit card or reasonable loan they…

Easy Ways to Boost Credit Scores
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Easy Ways to Boost Credit Scores

Greg McBride, CFA | August 10, 2016

To boost your credit score…  Keep the percentage of revolving credit you use—such as credit cards—to 30% or less, and -ideally…

New Rules Could Boost Your Credit Score
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New Rules Could Boost Your Credit Score

May 27, 2015

The major credit-reporting agencies have agreed to make policy changes that could boost your credit scores. What you can expect…

The New FICO Rules Are Tricky
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The New FICO Rules Are Tricky

October 8, 2014

It soon may be easier and less expensive to obtain credit, thanks to updates to the FICO scoring system, which…

Secret Consumer Scores
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Secret Consumer Scores

Pam Dixon | July 22, 2014

They're not credit scores, but they can cost you big They know what you buy. They know what you eat.…

All Those Credit Card Offers Are Tempting…But What Happens to Your Credit Score If You Say “Yes”?
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All Those Credit Card Offers Are Tempting…But What Happens to Your Credit Score If You Say “Yes”?

June 25, 2014

You may be tempted by dazzling offers to add another credit card to your wallet…and another…and another. But can adding…

How to Get an Absolutely, Totally Free Credit Score
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How to Get an Absolutely, Totally Free Credit Score

June 2, 2014

(And avoid the phony ones) We no longer have to pay to learn the credit scores that play a big…